All the Sun For You

A mom, two boys, a husband, and a whole lot of adventure!

IF Costs

IF Diagnostics – Female Partner
Item Billed Insurance Rate 
Blood work $233.00 $87.50
Xrays $140.00 $134.00
Ultrasound $278.00 $132.00
Blood work $315.00 $263.00
Blood and Ultrasound $743.00 $431.00
Chlomid $71.80 $31.66
Consult $275.00 $259.00
Lab Work $540.00 $445.00
TOTAL $2,595.80 $1,783.16
     
IF Diagnostics – Male Partner
Item Billed Insurance Rate 
Semen Analysis $265.00 $137.00
Semen Analysis $109.00 $89.00
Consult with Dr. $275.00 $252.00
Cryopreservation $50.00 $0.00
Cryopreservation $50.00 $0.00
Cryopreservation $50.00 $0.00
Cryopreservation $50.00 $0.00
Consult with Dr. $135.00 $130.00
Consult with Dr. $135.00 $135.00
TOTAL $1,119.00 $743.00
     
IF Diagnostics – Combined Costs
Item Billed Insurance Rate 
Female $2,595.80 $1,783.16
Male $1,119.00 $743.00
TOTAL $3,714.80 $2,526.16
     
IUI – Female Partner
Item Billed Insurance Rate 
Chlomid $71.80 $31.66
IUI $200.00 $150.00
Chlomid $71.80 $31.66
Office Visit – were going to do IUI $85.00 $85.00
TOTAL $428.60 $298.32
     
IUI – Male Partner
Item Billed Insurance Rate 
Sp. Wash $155.00 $134.00
Sp. Wash $155.00 $134.00
TOTAL $310.00 $268.00
     
IUI- Combined Costs
Item Billed Insurance Rate 
Female $428.60 $298.32
Male $310.00 $268.00
TOTAL $738.60 $566.32
     
IVF #1 – Female Partner
Item Billed Insurance Rate 
Drugs – Ovidrel (HCG) $182.86 $161.61
Drugs – Repronex $1,504.20 $1,327.21
Drugs – Follistim $1,754.79 $1,548.27
Ultrasound and blood $433.00 $297.00
Ultrasound and blood $348.00 $257.00
Ultrasound and blood $348.00 $257.00
Baseline $393.00 $292.00
Retrieval
Surgery – retrieval $1,500.00 $386.00
Medical Care $100.00 $43.00
Medical Care $25.00 $15.00
Medical Care $25.00 $15.00
Medical Care $25.00 $15.00
Medical Care $25.00 $15.00
Radiology – ultrasound $205.00 $79.00
Transfer
Surgery $400.00 $400.00
Radiology $220.00 $180.00
TOTAL $7,488.85 $5,288.09
     
IVF #1 – Male Partner
Item Billed Insurance Rate 
Retrieval – Laboratory – ICSI $1,000.00 $889.00
Retrieval – Laboratory – egg culture $1,000.00 $895.00
Retrieval – Laboratory – egg identification $555.00 $383.00
Transfer – Laboratory $400.00 $150.00
Transfer – Laboratory $175.00 $175.00
Freezing $475.00 $250.00
Sperm Wash $155.00 $134.00
TOTAL $3,760.00 $2,876.00
     
IVF #1 – Not charged to Fertility
Item Billed Insurance Rate 
Drugs – Progesterone $80.10 $35.15
Drugs – Prometrium $6.36 $5.92
Drugs $73.32 $32.30
Drugs $40.40 $18.48
Drugs $12.28 $6.67
Drugs – Lupron $387.92 $164.44
Drugs – Valium $2.80 $2.68
Drugs – Methylprednisolone $15.56 $8.04
Vivelle $65.68 $58.24
Beta Test $83.00 $33.00
TOTAL $767.42 $364.92
     
IVF #1 – Combined Costs
Item Billed Insurance Rate 
Female $7,488.85 $5,288.09
Male $3,760.00 $2,876.00
Not Charged to   Fertility $767.42 $364.92
TOTAL $12,016.27 $8,529.01
     
FET – Female Partner
Item Billed Insurance Rate 
Lab Work $108.00 $57.00
Lining Check
EP Visit $40.00 $26.00
GYN Scan $245.00 $209.00
Laboratory $85.00 $40.00
Surgery $13.00 $4.00
Transfer
Surgery $400.00 $400.00
Radiology $220.00 $181.00
TOTAL $1,111.00 $917.00
     
FET – Male Partner
Item Billed Insurance Rate 
Laboratory –   Thaw/Prep of Embryos $465.00 $400.00
Laboratory –   Assisted Hatching $290.00 $203.00
Laboratory –   Lab Prep for Transfer $175.00 $175.00
TOTAL $930.00 $778.00
     
FET – Not charged to Fertility
Item Billed Insurance Rate 
Drugs $7.24 $4.55
Drugs – Lupron $387.92 $164.44
Drugs $2.76 $2.67
Drugs $6.92 $4.41
Drugs $191.84 $169.53
Drugs $6.36 $5.92
Drugs $80.10 $35.15
Drugs $14.84 $14.84
Drugs –   Lupron $387.92 $164.44
Drugs $31.07 $14.55
Ultrasound   and Office $315.00 $232.00
Beta $83.00 $30.00
Beta $83.00 $30.00
Drugs $80.10 $35.15
Beta $83.00 $30.00
Beta $168.00 $66.00
TOTAL $1,929.07 $1,003.65
     
FET – Combined Costs
Item Billed Insurance Rate 
Female $1,111.00 $917.00
Male $930.00 $778.00
Not Charged to   Fertility $1,929.07 $1,003.65
TOTAL $3,970.07 $2,698.65
     
IVF #2 – Female Partner
Item Billed Insurance Rate 
Drugs – Follistim $1,316.74 $1,161.85
Drugs – Repronex $318.11 $280.92
Drugs – Ovidrel (HCG) $182.86 $161.61
Ultrasound and blood $348.00 $253.00
Ultrasound and blood $433.00 $289.00
Ultrasound and blood $348.00 $253.00
Ultrasound and blood $348.00 $253.00
Baseline and labs $380.00 $287.00
Retrieval
Surgery – retrieval $1,500.00 $387.00
Medical Care $100.00 $44.00
Medical Care $25.00 $15.50
Medical Care $25.00 $5.50
Medical Care $25.00 $15.50
Medical Care $25.00 $15.50
Radiology – ultrasound $205.00 $73.00
Transfer
Surgery $400.00 $400.00
Radiology $220.00 $181.00
RETURNED   FOLLISTIM (1) -$438.91 -$387.28
TOTAL $5,760.80 $3,689.10
     
IVF #2 – Male Partner
Item Billed Insurance Rate 
Retrieval
Laboratory – ICSI $1,000.00 $889.00
Laboratory – egg culture $750.00 $570.00
Laboratory – egg identification $555.00 $383.00
Sperm Wash $155.00 $134.00
Freezing $475.00 $250.00
Transfer
Laboratory $400.00 $150.00
Laboratory $175.00 $175.00
TOTAL $3,510.00 $2,551.00
     
IVF #2 – Not charged to Fertility
Item Billed Insurance Rate 
Drugs – BC $41.95 $19.13
Drugs – Lupron $387.92 $164.44
Drugs – Progesterone $80.10 $35.15
Drugs – Methylprednisolone $15.56 $8.04
Vivelle $65.68 $58.24
Drugs – Prometrium $6.36 $5.92
Doxycycline $18.84 $9.42
Drugs – Valium $2.76 $2.67
Ultrasound $315.00 $232.00
Ultrasound $315.00 $232.00
Drugs – Progesterone $80.10 $35.15
Drugs $31.07 $14.55
Vivelle $65.68 $58.24
Beta $83.00 $30.00
Beta $83.00 $30.00
Beta $168.00 $66.00
TOTAL $1,760.02 $1,000.95
     
IVF #2 – Combined Costs
Item Billed Insurance Rate 
Female $5,760.80 $3,689.10
Male $3,510.00 $2,551.00
Not Charged to   Fertility $1,760.02 $1,000.95
TOTAL $11,030.82 $7,241.05
     
All IF Costs/Treatments Combined for Baby #1
Item Billed Insurance Rate 
Female $17,385.05 $11,975.67
Male $9,629.00 $7,216.00
Not Charged to   Fertility $4,456.51 $2,369.52
TOTAL $31,470.56 $21,561.19
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4 thoughts on “IF Costs

  1. Holy crap!! This is a lot of information (but great information for someone to reference) and I can’t believe you have it all written down. What am I saying, of course I can believe it. Even with some insurance coverage, there is no way we would have been able to go the route of IVF if needed. It is so dang expensive!! Thanks for adding this to your blog.

    • This used to all be in a spreadsheet (of course it was) and i thought it may be worth sharing in case someone is interestested. I think it’s amazing what the cost difference is between what’s billed, and what’s negotiated. How do people pay the full prices???

  2. May I ask how much of the insurance rate did you have to pay out of pocket? Did insurance pay for all of it or did you have to pay some? My DH and I are in the process of looking into IVF when I came across your blog and this information. It’s quite a process to understand everything to make the most informed decision. Thanks in advance.

    • We paid nothing out of pocket, which I know is not common. We were very lucky and fortunate to have all of these costs covered by insurance. Our insurance has changed since then, and if we were doing this now, we would have paid our deductible first, then 10% of costs until our out of pocket max was met.

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